Earthquake Insurance in California

Earthquake Insurance in California As the water began to drain from New Orleans in 2005, we learned that most of the homeowners in New Orleans did not have flood insurance, since they were supposedly in “low risk” areas. The over 60% of homeowners will need to depend upon their own savings, and limited federal assistance,…

What Is Insurance?

What Is Insurance? As we know one way of risk prevention is to insure a risk to the insurance company. This method is considered the most important method in tackling risk. Therefore many people think that risk management is the same as insurance. Though the actual circumstances are not so. Insurance means the insurance transaction,…

Dos and Don’ts of Marine Insurance

Dos and Don’ts of Marine Insurance If your business involves the shipment of goods locally or abroad, whether inland or across the ocean, you need to realize that the moment those goods leave the door, they change hands many, many times, and there’s no knowing what may happen. To protect your goods and your business,…

Overusing Your Health Insurance

Overusing Your Health Insurance When reviewing health plans and evaluating cost, keep in mind health insurance wasn’t designed to cover every penny related to health care. Everything under the sun on an open credit card is nice, but not when you are paying the bill. But you are. The purpose of insurance is to cover…